Boat Personal Watercraft Insurance:Progressive Personal Water crafterProgressive provides specialized insurance for boats. Our program can cover 95 percent of all boats on the water today including fishing boats, runabouts, personal watercraft and boats up to 50 feet in length and $250,000 in value.Competitive RatesHomeowner discountIdle Assisted Steering discountMulti-Policy discountMulti-Boat discountOriginal Owner discountResponsible Driver discountSafety Course discountTransfer discountClaim Free Renewal discountPaid-In-Full discountPrompt Payment discountSmall Claim Forgiveness